We all know that life is unpredictable, and that
circumstances often arise that can prevent you from making your
mortgage payments.
Even hard-working people can encounter unforeseen situations which
may affect their ability to pay their mortgage in a timely manner.
Many issues can be contributing factors such as temporary job loss,
medical illness or injury, marital difficulties, unforeseen repairs
or high utility rates, tenant problems, or even a death in the family.
Just one of these situations can have a direct bearing on making
home mortgage payments.
About Us
DO YOU WANT TO STAY IN YOUR HOME?
WE CAN HELP YOU - TODAY!
You are not alone. Millions of Americans are facing uncertain times as their mortgages reset, their homes dropped so much in value that they either owe more than their house is worth, or simply can’t afford to make their monthly payment.
You can't help but watch TV and see the national coverage of homeowners feeling the pinch of lowered home values combined with skyrocketing fuel, food and living expenses.
This requires IMMEDIATE ACTION! Your home is your Refuge and we can help you stay there with a loss mitigation solution that can result in a monthly payment aligned to your current affordability.
• Formal and Informal Repayment Plans
• Special Forbearences
• Loan Modifications
• Principal and interest reduction possibilities
• Deed-in-Lieus
• Short Sales
We KNOW all about negotiating with the banks to get your situation resolved as favorably and QUICKLY as possible.
Stan Schultz is the executive director for loss mitigation services. He has been helping thousands of homeowners in the United States to save their homes and help provide them a solution to their mortgage difficulties since 1985. He is an educated and experienced Senior Loss Mitigation Specialist and a graduate of Averett University in Danville, Virginia. He has lived and worked in Tidewater, Virginia for more than 30 years
He is now a nationally recognized author of several books on loss mitigation techniques specific to the reversal role of non-performing mortgage loans. He has trained hundreds of other loss mitigation specialists throughout the United States since 1993.
Stan Schultz participated in a 2002 to 2003 study by Mark Wiranowski with the Harvard University fellowship for Emerging Leaders in the Community and Economic Development. The study was entitled "Sustaining Homeownership Through Education and Counseling". If you wish to view please
click here and scroll to page 50 or 57.
IF YOU ARE INTERESTED IN JOINING OUR ORGANIZATION Click Here to register.
MEMBERSHIP IS LIMITED TO FEW PROFESSIONAL INDUSTRY GROUPS.
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There is Help
Although we encourage you to work with your lender if you are a payment or two behind, the reality is that homeowners who have tried to negotiate on their own, with their mortgage company have usually come up with something worse than what they started with.
Mortgage Bankers are used to speaking with homeowners who know very little about their loan. Also, these homeowners are generally taken advantage of for that very reason. In addition to negatively impacting the negotiation, homeowners also struggle making contact with a useful party at their mortgage company.
This is yet another reason to hire our highly experienced and trained professionals. We have worked with most major mortgage companies over the last 24 years, and experience much less resistance than a homeowner would.
According to The US Department of Housing and Urban Development (HUD), a Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.
We have over 25 years of loss mitigation experience which you can use to work for you and your family, to save "The American Dream”.
Our Goal is Solely to Assist Homeowners
The US Loss Mitigation Service is an organization designed to help you bring your mortgage payments up-to-date. Using creative and often unconventional methods, all well within the guidelines; we stop the foreclosure process and work out an affordable payment plan for you.
Mr. Schultz is a trained and experienced professional dedicated and committed to helping you get with your mortgage difficulties and provide a resolution you can afford, whether you are currently in foreclosure, behind on your payments, have a high interest rate or adjustable rate mortgage, you will soon realize that you are our priority.
With our 100% service guarantee, our staff is here to provide you with the highest level of personalized customer service which is what we pride ourselves with. You may have the challenges and we have the options and solutions, with our cutting edge techniques.
We offer free and confidential consultations with no obligation and you can be pre-approved within minutes by calling or applying on-line. In addition, credit or equity is not a factor in our qualification process.
Contact
Administration Office
454 Wythe Creek Road, Suite G
Poquoson, VA 23662
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